Today, Our bank balance does not match with our irregular expenses. If you do not want to discuss your financial problems with your friends and relatives. Here is the solution, to overcome with this problem you just have to apply for personal loan online.

Money giving apps in India have slowly become popular because of too many benefits they offer like customized loans, low-interest rates, the simplified application process, easy to track application  and 24X7 customer support. Today, There are too many instant loan giving apps company offers a fast online and paperless, way to apply for a quick funds during your financial emergency.

What is Personal Loan?

A personal loan can be taken by any individual who needs money when they are in financial emergency like medical emergency, wedding expenses, vacation, home renovation, studies, buying a car, etc. Depending upon your credit score and many other factor set by the loan provider, you get the best offer from loan provider

Why should you take a Personal Loan?

  • Easy to Avail 
  • Loan application is secure and confidencial
  • Quick disbursal
  • No need for collateral
  • Choose the loan tenure
  • High approval rate
  • Instant loan procedure

 Instant Personal Loan Eligibility Criteria

  • Age Criteria: The age criteria to apply for loan  should to minium 18 years with a valid photo id card
  • Income: The income of the loan applicant must have a static source of money on every month 
  • Tenure: The tenure of repayments ranges from 7 days to 5 years depending upon on loan provider.
  • Credit Rating: The CIBIL score of the loan applicant plays a major factor while approving your personal loans. The preferred credit score is 750

 List of Documents Required

Here are the list of documents are required to apply for a personal loan:

  • Aadhaar card
  • Pan Card
  • Mobile No link with aadhar
  • A selfie 
  • Bank account details
  • Bank statements
  • Salary slips 

 NOTE: All this process can be done paperless. The loan amount is decided depending upon on your salary and your CIBIL score.

Best Instant Personal Loan Apps in India

DHANI APP

  • Indiabulls dhani app offers personal loan from 10000 to 15 lakhs
  • The repayment tenure they offer between 3 month to 36 months.
  • Get the money in your bank account instantly when they approve your application
  • The paperless process takes only five minutes. 
  • The interest rate is 11.99% annually.

ZEST MONEY

ZestMoney gives you a fast way to get an Instant loan and to repay it by using easy emi option

  • There moto was instant money without credit card. 
  • Flexible EMI tenure.
  • The loan process is fast. 
  • Loans ranging from inr 1000 to inr 10 lakhs 
  • You can also purchase gift card from online partners such as Amazon, Flipkart, Makemytrip and Myntra.

PAYSENSE

  • Paysense provide instant personal loan from 5k to 5 lakhs.
  • The annual interest rate ranging from 18% to 36%.
  • Based on your risk profile, they offer a tenure of 3 month to 60 months
  • Salaried individuals and self-employed individuals both can apply for this loan with having a static income source
  • The KYC documents and bank statements are required to for the loan
  • It takes 3 to 5 days to get the funds in your bank account after the approval by loan provider.

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